How the Banks Defrauded the American People


Details about the ‘housing bubble’ derivative mortgage fraud was collected and presented in an easy to read, very comprehensible handbook by Vince Khan and made available by the Consumer Defense Programs.

The Foreclosure Defense Handbook Introduction:

By now, you should know that we are in the middle of a global economic depression that was caused by the collapse of the housing market. What you probably don’t know is all the events that led to the housing bubble collapse and the massive fraud committed by banks.

This book hopes to help you connect the dots; specifically, how it relates to foreclosure and how banks are committing fraud every single day by stealing homes from everyday people like you and me.

Until now, this information was reserved only for the top echelon bankers. Bankers don’t want you to have this information. If more people knew about this fraud, then our banker friends would be in jail.

We are currently faced with ghost towns all over the country where entire subdivisions have been foreclosed. Many communities have collapsed as a result of the depression. At the same time, we have thousands and thousands of families living in tent cities because they have nowhere else to go.

The worst part is this is only the beginning. It is projected that 2011 and 2012 will be even more devastating in terms of the number of foreclosures that are projected to take place as many of the adjustable mortgages are nearing the end of their romance period.

Tragically, over 85% of foreclosures have been and are being done fraudulently due to ignorance. We want to educate you so you can arm yourself with knowledge to defend your home.

This ebook was written because we got tired of banks getting away with murder. We decided to research this topic and expose bank fraud in a manner that the average person can understand. Too often, this sort of information is buried under too much technical jargon, double speak and mountains of noise.

Even if you are in good standing, this book is something you should know about. Who knows, you could be one of the people who might lose their jobs in the coming months as the global economic Depression worsens.

If you are one of those people trying to negotiate with your banks to do a loan modification, you must read this book. This is especially important if you are one of those people who have an upside down loan where you own more than your house is worth.

This book applies to all homes loans, whether it is a first, second or a home equity line of credit. It applies whether you are in a judicial or non-judicial state.

We are going to show you where the fraud begins.

We just ask that you keep an open mind.

The Foreclosure Defense Handbook


If you are still naive and think this fraud wasn’t an intentional act of economic warfare against the American population, please read The Banker’s Manifesto of 1892.


At the coming Omaha Convention to be held July 4th (1892), our men must attend and direct its movement, or else there will be set on foot such antagonism to our designs as may require force to overcome. This at the present time would be premature. We are not yet ready for such a crisis. Capital must protect itself in every possible manner through combination (conspiracy) and legislation.

The courts must be called to our aid, debts must be collected, bonds and mortgages foreclosed as rapidly as possible.

When through the process of the law, the common people have lost their homes, they will be more tractable and easily governed through the influence of the strong arm of the government applied to a central power of imperial wealth under the control of the leading financiers. People without homes will not quarrel with their leaders.

History repeats itself in regular cycles. This truth is well known among our principal men who are engaged in forming an imperialism of the world. While they are doing this, the people must be kept in a state of political antagonism.

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